Soft credit check · No score impact
See Your Real Auto Loan Rate in 60 Seconds
Soft credit check only. No impact to your score.
Step 1 of 2
~1 minute
How it works
- 1
Check your rate
Answer a few quick questions. Soft credit check only — no impact to your score.
- 2
Get matched with Bay Area dealers
We connect you with dealers who can compete for your business based on your profile.
- 3
Shop with your approval in hand
Walk in knowing your rate and monthly payment range — skip the finance-office runaround.
Why use Web2Autos
- Know your monthly payment before you go to a dealership
- Dealers compete for your business
- Skip the back-and-forth at the dealer’s finance office
- 2,400+ cars near you
Soft check. Clear privacy. Real dealers.
A soft credit check lets lenders estimate your rate without creating a hard inquiry on your credit file. Your information is used to match you with partner dealers and is handled with standard industry security practices. We don’t sell your data to random third-party lead mills.
Lending partners
Bay Area dealer network
- Capitol Nissan
- Premier Nissan Of Fremont
- Premier Subaru Of Fremont
- Winn Volkswagen
Customer reviews
“Literally the best car experience I've ever had!! Danny and his crew wasted no time getting us the Honda Odyssey we've always wanted!! The part I respect the most is when letting h…”
Marianne C. · San Jose, CA
“I just bought a car from Danny Tran at Web2autos, and let me tell you--this was the best car-buying experience of my life! Danny was genuine, persistent, and absolutely relentless…”
J M. · Columbia, SC
“I highly recommend Danny. I was getting turned down for financing for so much less and within a day of contact, he connected me with a local Subaru dealership who had exactly what…”
Mike M. · Hayward, CA
Frequently asked questions
Does this affect my credit score?
No. Checking your rate uses a soft credit inquiry only. Soft checks do not lower your credit score. A hard inquiry only happens later if you choose to move forward with a lender and authorize a full application.
What rate can I expect?
Your rate depends on credit profile, income, loan amount, term, and the vehicle. After you submit, we’ll work with partner dealers and lenders to show options that fit your situation — so you can compare before you visit a lot.
Is there a fee?
No. Checking your rate with Web2Autos is free and there’s no obligation to buy.
What happens after I submit?
We’ll review your info, match you with Bay Area dealers, and follow up with next steps — usually by phone or text — so you can shop with clearer numbers in hand.
Can I refinance my current loan?
Yes. Tell us about your current vehicle and loan in the vehicle interest field (or when we follow up). We can explore refinance options through our dealer network when it makes sense for your payment and rate.
Ready to see your rate?
Soft credit check only. No impact to your score.
No Credit Impact
